Auto Accidents
Thousands of accidents occur every year in Pennsylvania. These can have devastating effects and leave victims uncertain about their future.
Rear-end collisions, pile-ups, truck accidents and SUV roll-overs can cause serious injuries. Concerns about medical bills and time missed from work, only add to the stress. We can help with a free consultation where we review the specific facts of you case and presenting you with your options.
Insurance Issues
We all expect that if someone causes an automobile accident and injures us, their insurance should pay for your injuries. Unfortunately, the type of insurance you have can be a critical element on your case.
Limited Tort
In Pennsylvania, if you have “limited tort” insurance, you may not be allowed compensation for pain and suffering from your injuries, unless you have suffered a serious injury, a serious impairment of a bodily function, scarring or disfigurement. What defines a serious injury can vary from county to county
There are also exceptions to the limited tort. So even if you selected this option and do not meet the threshold you can still pursue a claim for pain and suffering if you were:
- Hit by a drunk driver
- Occupying a commercial vehicle
- Hit by an vehicle which is registered in another state
- A pedestrian, bicyclist or motorcyclist
- Hit by an uninsured driver
- If you were a passenger in the vehicle of a resident relative or spouse who has full tort
Uninsured and Under-insured
Your policy may include insurance for injuries caused by uninsured and under-insured motorists. These policy provisions protect you if the accident is caused by someone who was not insured or had too little insurance to cover your injuries.
Liability Issues – Partially “At fault” Victims
In Pennsylvania if you were at least 50 percent or less at fault you can still pursue a legal claim in a motor vehicle accident against the responsible parties. Any recovery you receive will be reduced by the percentage you are determined to be at fault.
Additionally, your insurance premiums will not increase as long as you were not 51 percent or more at fault.
Please call or email for a free consultation:
T: 570-812-2970
E: [email protected]